Strong Customer Authentication (SCA) is a requirement of the EU Revised Directive on Payment Services (PSD2) on payment service providers within the European Economic Area. The requirement ensures that electronic payments are performed with multi-factor authentication, to increase the security of electronic payments. Physical payment methods are already in place when customers make payments in the physical store (eg. PIN), however, this is not necessarily a thing for the Internet transactions.

From the end of 2020 merchants operating in the EU were asked to include the multi-factor authentication

What does it mean to you as a LoyaltyLion client?

The only difference for you might be the need to confirm your transaction. When you're setting up a new card in LoyaltyLion Billing section (https://app.loyaltylion.com/account/billing/card) or making your first payment, you might be asked to confirm this transation.

I want to learn more about SCA

That's great! If you want to read more about SCA, you can find more information about it below:

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